Life Insurance
The right amount, from the right carrier, at a price that fits.
Life insurance replaces your income, clears your mortgage and funds your children's education if you are not there to do it. Some policies also build cash value you can use while you are alive. We place term, permanent and indexed policies with carriers rated A or better and help you size coverage honestly, not by rule of thumb.
What we place
Life Insurance, in its forms.
Term life
Affordable coverage for 10, 20 or 30 years, the years your family relies on your income most.
Whole life
Permanent protection with guaranteed premiums, guaranteed cash value and dividends.
Indexed universal life
Flexible permanent coverage with cash value linked to a market index and downside protection.
Final expense
Simplified-issue whole life that covers funeral and end-of-life costs, no exam required.
Is this for you?
It usually fits when
- You have a mortgage, young children or a spouse who depends on your income
- You want a tax-advantaged place to build cash value
- You want to leave a legacy or cover estate costs for your heirs
How it goes
Three steps, no pressure
- 01
We calculate what your family would actually need using the DIME method
- 02
We shop carriers for your health profile and preferred policy type
- 03
We manage underwriting and deliver the policy
Carrier partners
Who we shop for life insurance
- John HancockA+
- PrudentialA+
- Lincoln FinancialA
- Protective LifeA+
- TransamericaA
- Mutual of OmahaA+
- Pacific LifeA+
- NationwideA+
- Securian FinancialA+
- Penn MutualA+
- North AmericanA+
- Foresters FinancialA
- American NationalA
- Kansas City LifeA-
- Banner Life (Legal & General)A
- Corebridge FinancialA
- MassMutualA++
- GuardianA++
- PrincipalA+
- Allianz LifeA+
- SymetraA
- F&G Annuities & LifeA
- American EquityA
- Jackson NationalA
- Equitable FinancialA
- Global AtlanticA
- AtheneA+
- Midland NationalA+
- Brighthouse FinancialA
- Sagicor LifeA-
- AmericoA
